Calculate the detailed value of your credit card rewards based on your spending and redemption rate.
Our calculator helps you estimate the annual value of your credit card rewards based on your spending habits and redemption preferences.
Follow these simple steps to see if your points are working hard enough for you.
Enter how much you spend on your credit card each month in dollars.
Enter how many points you earn per dollar spent (e.g., 1x = 1 point per $1, 2x = 2 points per $1).
Estimate how much each point is worth in cents when redeemed (for example, 1.5¢ per point).
See your total yearly points and the estimated annual cash value of your rewards.
Common questions about credit card rewards, points value, and earning rates.
